paypal credit card review

This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Annual Percentage Rate (APR): 19.99% or 23.99%, depending on your credit worthiness 4. Benefits: All MasterCard Platinum Benefits 3.

You can redeem your cash back toward anything you can buy.When you’re applying for a cash back credit card, you’ll need to decide whether you want a card that offers flat-rate rewards, like the PayPal Cashback Mastercard®, or a card that has bonus categories.As a rule of thumb, flat-rate cards pay a midlevel cash back rate on every purchase, usually 1.5% to 2%. Accumulate 3,000 points and you can redeem them for eligible merchandise. At the low end, you'll need 800 points to get a gift card from a variety of retailers. This feature may give you more confidence using PayPal's service.Keep reading to learn about travel benefits when using the Paypal Extras Mastercard.If you pay for qualified travel expenses using the PayPal Extras card, including airfare, hotel, and car rental, here are some of peace-of-mind benefits you'll get:And if your eligible luggage never shows up or is damaged, you will be reimbursed for the repair or losses.Make sure, though, that you read all the fine print as to how much of a refund you'll receive.And you'll instantly be given a temporary credit line to use on your accountDepending on your needs, there may be a better card out there for you. Once transferred, you can use your rewards two ways. Otherwise, you can transfer your rewards again from your PayPal account to a linked bank account or debit card.The PayPal Extras Mastercard® forgoes a cash back system, instead offering rewards points when you make purchases.

You can redeem the points for:That's a big plus for those trolling the auction site looking for their next Hello Kitty or Star Wars collectible.We'll break down the features below.

CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. Here are all the details on these cards – how you earn and redeem rewards, the fees you won't have to pay, and how it compares to the competition. Image: Couple eating breakfast in bed at a hotel that they booked with Marriott rewards 1. Yes, much like a physical credit card, PayPal does offer protection from unauthorized charges. You should consult your own professional advisors for such advice.Do you buy things just because they're on sale? Cash is also more flexible. Consider your spending habits to see if the card is right for you.Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. However, all information is presented without warranty.

Just make sure that the rewards categories align with the way you already spend and that you pay attention to the fees each card charges so you can decide whether they’re worth it.If you’re still in the market for a cash back card but don’t want to apply for either PayPal credit card, consider one of these alternatives.© 2007–2020 Credit Karma, Inc. Credit Karma® is a registered trademark of Credit Karma, Inc. All Rights Reserved. PayPal Credit Offers Protection from Unauthorized Charges. This site may be compensated through third party advertisers.iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Image: Young woman at home, reading about the Upgrade Card on her cellphone